If you have a recent bankruptcy on your credit and are looking to get financing for a home, there is hope. Buying a home with bad credit will just put more emphasis on the other two factors needed to get a mortgage loan, which are; income verification and a down payment. (more…)

According to the American Bankruptcy Institute “household debt is at a record high relative to disposable income.” The Administrative Office of the U.S. Courts reported that the number of filings for the year ended March 31, 2003 “exceeded 1.6 million for the first time in any 12 month period,” a 15.1 percent increase from the previous year. (more…)

There are two different types of personal bankruptcy that an individual can file, Chapter 7 & Chapter 13. Chapter 7 allows you to disburse of most or all of your debts at the time of the court ruling. This method, however, has more of a negative impact on your credit rating and will stay with you longer—up to ten years. (more…)

There is no magic solution to getting issues surrounding child support resolved. Most parents know that when dealing with the bureaucracy tied to the child support system persistence, persistence, persistence is the key that opens the door. In fact, it is the only thing that will open any door when it comes to getting a resolution to a problem. (more…)

When do you need to hire a family law attorney and when is it okay to just use an online divorce form website to save a little money? This article will provide a few pointers to help you decide whether to do it yourself or retain a divorce lawyer. (more…)

Are you unhappy with your relationship? Are you thinking about divorce? Well then, choosing the right lawyer can be one of the most important decisions you make when considering a divorce. According to the article “How to Select a Divorce Lawyer” by Scott Morgan which was posted at www.legalclips.com, selecting a divorce lawyer to handle your family law case is a very important decision. (more…)

There are two types of divorce: absolute and limited. Absolute, or “divorce a vinculo matu monii”, is the judicial termination of a marriage based on marital misconduct or other statutory causes after the wedding ceremony—such as adultery. After the divorce, both parties are deemed single again. Limited, or “divorce a mensa et thoro” is a separation decree, where the marriage is not fully terminated, and the couple still retain their civil status as married. (more…)